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If your buyer qualifies for a VA loan, this is the call you need to make. 1924 Kelva Dr in Haslet's Northstar community carries an assumable VA loan at 4.875% — in a market where 6.5% is the going rate. That's approximately $350-400 less per month. For the life of the loan. This is a 2023-built, 2,846 sq ft home priced at $449,000 ($158 per sqft — the Northstar neighborhood averages $187). Primary suite on the main floor. Home office or flex space downstairs. Open-concept kitchen with granite countertops, stainless steel appliances, and a butler's pantry. Upstairs gameroom. Fireplace. Two-car garage. Energy efficiency isn't a talking point here — it's a number. Full foam insulation and a tankless water heater keep the average monthly electric bill at $168. In a Texas summer. Northstar is a 750-acre master-planned community near North Fort Worth with a resort-style pool, parks, and green space. Northwest ISD: Molly Livengood Carter Elementary (0.2 mi), Wilson Middle, Northwest High. HOA: $250 per quarter. VA loan assumption available to eligible buyers. Annual taxes: ~$11,444.

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